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Artificially Inflating Credit Scores to Boost Lending…What Could Go Wrong?

The creators of the credit score, Fair Isaac Co. (FICO), have unveiled a new way to determine your credit score, the result of which will a massive increase in bank loan activity, with loans going to applicants with a less-than-ideal credit score.  These re-labeled subprime borrowers have similarities to subprime loans, which raises a similar question: what could possibly go wrong?