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Thomas Hoenig

There Is Room for Leveraged Loans

"Your article "Banks Sit Out Riskier Deals" (page one, Jan. 22) gives the impression that the banking regulatory agencies' recent guidance on leveraged lending will hurt banking and business interests. Such a statement is opinion, not fact. The article offers a quote from a money manager as evidence of its adverse effects, saying that "micromanaging lending in this manner could . . . lead to . . .