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Dodd-Frank Act, the law that puts the leash on Wall Street

“In the United States at the beginning of 2014, the people look to the future with cautious optimism to the past and with a little 'fear. The markets have started to make sparks, real estate prices are rising, falling unemployment and GDP in constant, albeit modest, growth. At the same time, the specter of recession triggered by the collapse of Wall Street in 2008 continues to weigh on the mood of Americans, particularly those - and they are many - who are still picking up the pieces of a crisis in which they have lost jobs, savings and home. “