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Employee Benefit Research Institute

Older, but Not Yet Retired

"The labor force participation rate has fallen drastically in the last few years, partly because a huge chunk of the American population — the baby boomers — is rolling into retirement age. But the aging of Americans born from 1946 to 1964 has not actually had as big a drag on labor-force participation rates as demographers might have guessed a few decades ago.

"That’s because it has become much more common for people over 65 to continue working.