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Regulation has helped, not hurt, bank lending

The assault on the Dodd-Frank Act continues today with another hearing held by the House Financial Services Subcommittee on Financial Institutions and Credit, looking at “The State of Bank Lending in America.”

The real point of this hearing is to promote one of the more stubborn and completely bogus myths foisted on the American people: that the Dodd-Frank Act and other financial regulations have decreased bank lending.  Nothing could be further from the truth.